most credit cards
TextPayLink is a payment link generation service offered by TextByChoice to text it to your customers and donors to collect payments or donations.
TextByChoice has partnered with a certified Level 1 Payment Card Data Security Standards (PCI DSS) compliant Service Provider. The provider has SOC 2 – Type 2 Compliance, SOC 1 – Type 2 Compliance, offers secure connection using the complex security algorithms ensuring data is never rendered in plain-text along with card tokenization.
Yes! A robust dashboard is available to see all the transactions along with various reporting capabilities. You may also use the dashboard to generate refunds.
| Card Processing | Flat Rate (USD) |
|---|---|
Processing Fee | 2.5% + $0.25 |
Amex Processing Fee | 3% + $0.30 |
International Processing Fee | 1.5% |
ACH Fee | 1% + $1 $0.25 min |
One-time Merchant Onboarding Fee: $20
Monthly Merchant Maintenance Fee $5
Per ACH and Card Dispute (includes chargeback inquiry requests): $30
Per ACH Return Fee: $10
Per ACH Validation Fee*: $1
Per ACH Notice of Change: $10
Per Card Account Updater Fee: $1
Per Payout Instruction (includes Company and Sub-Merchant payouts): $1
PCI Non-Compliance Fee (per month until remediated): $50
Per 1099k Issuance Fee: $10
Detokenization Fee** : $15,000
1. Apply for a merchant account
2. Sign up for TextByChoice
3. Start sending your payment link
After the merchant account is created TextByChoice will enable a TextPayLink for the account that you can easily embed in your outgoing sms. Recipients click on the TextPay and are directed to a mobile payment form. Once they complete the transaction the transaction will settle. You will receive your payout minus the processing fee. Simple!
TextByChoice has partnered with one of the top processing providers to bring this service to you. We help creating a merchant account and enable you to create TextPayLink using the TextByChoice platform. All terms and policies are applicable using the service.
Payouts: Payouts will occur on a monthly basis and the final amount will be paid minus any applicable service and charges.
Privacy Policy: Partner terms and policies can be accessed using this link.
PCI / DSS Compliance: A merchant may be required to satisfy this compliance.
Types of Payments Accepted: Credit cards, debit cards, mobile payments, online payments, and ACH accepted
Security: PCI-DSS compliance, fraud detection, and encryption.
Reporting: Detailed transaction reports, analytics, and financial summaries.
Not sure how TextbyChoice can help you? Need support on your subscription?
email us at support[at]textbychoice[dot]com
